Millions in unclaimed phone credits on offer from Telstra for those in need

Telstra has increased the prepaid recharge credit of its Top-Up financial assistance program and broadened the criteria for eligibility. 

The assistance program was originally intended for people experiencing domestic and family violence, homelessness, or natural disasters, but has been expanded to include those struggling with financial hardship.

Successful applicants get six months of prepaid mobile credit through Telstra to the value of $180 (up from $160 last year), including 70GB of data for use across that period. 

The telco reports more than 18,000 people made use of the service last year, but about $3 million of prepaid assistance ultimately went unclaimed. This year, Telstra is encouraging more people to sign up, offering a total of 30,000 Top-Ups, totalling $5.4 million in available credit.

“Everyone should have the opportunity to stay connected without compromise, and we want to do more to help make it easier,” said Teresa Corbin, Telstra Chief Customer Advocate via the company’s blog.

How can you access Telstra Top-Up?

There's no strict sign-up process to follow. The main requirement is that you have a prepaid SIM card from Telstra, after which you can contact Telstra using one of the following methods:

• Message. Contact Telstra via the My Telstra web portal and receive a notification when you receive a response. (Monday to Sunday, 7:30am till midnight AEST).
• Phone. Call 13 22 00 and say "payment assistance" (Monday to Friday, 8am till 6:30pm AEST).
• Request support online. Use Telstra’s online contact form. 
• Multilingual service. Call 1800 241 600 for assistance in languages other than English. (Monday to Friday, 8am till 6pm AEST).

Need a new mobile plan?

These are the cheapest mobile phone plans with at least 15GB of data, sourced from our database of 28 mobile providers:

#1	Pivotel	Pivotel 25GB Mobile 4G Plan 25GB data On the Vodafone 4G Mobile Network Deal: Incl. 50% off - $11.45/mth for first 6 months, then $22.90/mth ongoing. Available until withdrawn. T&Cs apply. $11.45/mth Min. cost $11.45 Go to Site	$11.45/mth Min. cost $11.45	Go to Site
#2	SpinTel Editor's Pick	SpinTel Editor's Pick $23 Mobile Plan 25GB data at download speeds up to 150Mbps Optus 5G in selected areas with 5G devices ex. NT WhistleOut Special: Enjoy $11 off for the first 6 months for new customers - $12/mth for first 6 months, then $23/mth $12.00/mth Min. cost $12 Go to Site	$12.00/mth Min. cost $12	Go to Site
#3	OnePass mobile Editor's Pick	OnePass mobile Editor's Pick 28 Day Plan - 22GB 22GB data at download speeds up to 150Mbps Optus 5G in selected areas with 5G devices ex. NT Deal: Save $12.50 - Get 22GB for only $12.50 for the first 6 recharges! Recharges $25/22GB. New customers only. T&Cs apply $12.50 Per 28 Day Renewal Link not supplied	$12.50 Per 28 Day Renewal	Link not supplied
#4	Moose Mobile	Moose Mobile Moose 30GB SIM Only 30GB data at download speeds up to 150Mbps On the Vodafone 4G Mobile Network Deal: Get 30GB for $14 – Includes $9 off for first 6 months, then reverts to $23. Offer ends 30.06.27 $14.00/mth Min. cost $14 Go to Site	$14.00/mth Min. cost $14	Go to Site
#5	Swoop	Swoop 30GB SIM Only 5G 30GB data at download speeds up to 150Mbps Vodafone 5G Network in selected areas with 5G devices Deal: Includes $11 off for first 6 months - $14/mth for first 6 months then $25/mth after that. Offer ends 30.06.27 $14.00/mth Min. cost $14 Go to Site	$14.00/mth Min. cost $14	Go to Site
#6	Pivotel	Pivotel 35GB Mobile 4G Plan 35GB data On the Vodafone 4G Mobile Network Deal: Incl. 50% off - $14.45/mth for first 6 months, then $28.90/mth ongoing. Available until withdrawn. T&Cs apply. $14.45/mth Min. cost $14.45 Go to Site	$14.45/mth Min. cost $14.45	Go to Site
#7	Lyca Mobile Editor's Pick	Lyca Mobile Editor's Pick Unlimited Plan S 50GB data at download speeds up to 100Mbps Vodafone 5G Network in selected areas with 5G devices Deal: $15 for first 6 renewals when you activate this plan. Offer ends 31.12.26. T&Cs apply $15.00 Per 28 Day Renewal Link not supplied	$15.00 Per 28 Day Renewal	Link not supplied
#8	Dodo Editor's Pick	Dodo Editor's Pick Medium Mobile Plan 40GB data at download speeds up to 150Mbps Optus 5G in selected areas (exc NT) with a 5G device Deal: 50% off! Get the Medium Mobile Plan for $15/mth for first 6 mths, then $30/mth. New and returning mobile customers only. Ends 08.12 $15.00/mth Min. cost $15 Go to Site	$15.00/mth Min. cost $15	Go to Site
#9	OnePass mobile	OnePass mobile 28 Day Plan - 40GB 40GB data at download speeds up to 150Mbps Optus 5G in selected areas with 5G devices ex. NT Deal: Save $15 - Get 40GB for only $15 for the first 6 recharges! Recharges $30/40GB. New customers only. T&Cs apply $15.00 Per 28 Day Renewal Link not supplied	$15.00 Per 28 Day Renewal	Link not supplied
#10	iiNet	iiNet 30GB Small Plan 30GB data at download speeds up to 150Mbps Vodafone 5G Network in selected areas with 5G devices Deal: 50% off - $15/mth for first 6 months, then $30/mth ongoing. Available until withdrawn. T&Cs apply. $15.00 Per 1 Month Renewal Link not supplied	$15.00 Per 1 Month Renewal	Link not supplied

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See More Plans ~ Last Updated 7/11/2026

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Alex Angove-Plumb

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Alex Angove-Plumb is a Digital Content Editor at WhistleOut and an award-winning journalist. He's been in the tech publishing industry since 2010, putting him a few short years away from the title of Grizzled Ancient in his chosen profession. He was an original WhistleOut-er before running NBN Co's corporate blog for two years, then moving on to a lengthy stint at CHOICE. Now he's come home.

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